We CLOSED!!

The fact that we have been in the house for nearly two months and I am just now telling you that we closed, is besides the point. Ok? HA!

To get you caught up:
After missing the 3rd closing, or 4th...I lost track, we walked away from PNC and went with a local bank. Ms. Julie assured us we would close soon, gave us a date to look for that was 2-3 weeks away from first contacting her. I was blown away! She was driven, felt sorry for us because of the mess we had gone through with PNC (do not EVER use PNC Mortgage) and wanted to get this done. There was a glitch with something and had to push the closing date back. But, WE CLOSED!!! We aren't completely moved in, we still have a few things at the old house, but the majority of our stuff is here. It was a great first Christmas and first new year at The Shabby Green House! We have already finished our first remodel and we are about to start on our second and third. I can't wait to share them all with you!

 

The Waiting Game

*SIGH*

Hmmmm.....nope.

*sigh*

UGH! Noooo.....

*SIIIIIGGGGHHHHH*

GAH!

I thought taking deep breaths was supposed to help ease your stress level?

Let's back up a bit so you understand why I am so stressed. We signed the contract in August. We got with the sellers and mortgage company and set a 60 day closing date.

That date was 10/23/2013.

Today is 11/6/2013.

We have yet to close.

Every day the mortgage company comes up with something new they need from us. A few times it has been things that we already sent in to them. It's almost like they lost our file and have had to start all over.

Yesterday they needed comps. So, hubby and I drove around and got a few comps for them. Even though we had already sent them a few in September.

Right now the sellers are SUPER understanding and are OK with waiting just a bit longer to close. Mr. Seller even sent hubby a text telling him it's ok, not to freak and everything will happen in God's time. I mean seriously, I got chills when I read that. I am so glad they are being so great about this. They know it's completely out of our control at this point.

Hubby and I went over to the house a few days ago while the girls were in school. I just stood in the kitchen and cried. I woke up last week with an anxiety attack and have had a few since. The hardest part is the fact that it is out of our control, there is nothing we can do to push this thing through any faster. I have been really good about just giving it all to God, until recently. I don't know what changed, I know he is in control and has our best interest at hand, I know there is a reason it is taking this long, I know it will happen in His time. I know this. But it doesn't change the fact that it is still hard waiting. He has gotten us through all of it up to this point, I have absolutely no doubt He will continue to get us through the rest of it.

Every day I sit and wait for hubby to call with news that we have a for sure set date. It has yet to happen. 

We have looked into going with a local bank for funding. The only drawback is that our payment would be $400 more a month because of something to do with their mortgage insurance....or something like that. I thought it was because of the interest rate but, hubby corrected me on that the other night.

Thanksgiving is just a few weeks away. Our plan was to host Thanksgiving this year. Now, I don't see that happening and at this point, I am not even sure we will be in by Christmas.

*SIGH*

We Signed the Contract!

So, it's been a while! Who knew buying a house was such a slow process? Oh. Right. Anyone that has ever bought a house before. Ugh. So, we signed the contract a month ago. WooHoo! Right? Right. Except that I am ready to move NOW! Like, a month ago actually. Waiting until the end of October is about to make me crazy.

I get asked multiple times a day how things are going with the house. My answer "Oh, fine, just waiting to close."

The truth? We are waiting for the house to be appraised and inspected. The current homeowners do not want this to happen until they have finished the remodel. I get that. Really, I do. I am just ready to get this ball rolling and don't want the closing date to get pushed back. I have big decorating ideas to move forward with. But, I can't do anything until we are in the house.

*sigh*

So, for now, I just window shop on Pinterest and Facebook. I guess that is good though, this way I will know EXACTLY what look I want when the time actually comes to move in.

So, that is where we are right now with The Shabby Green House.

Hopefully I will have better news next time, this waiting game is pretty boring.

Buying a house stinks!

 We first looked at The Shabby Green House in June. We weren't real sure if it was OUR house, so we waited, prayed and thought about it.

Well. We met with the homeowners this past weekend. Hubby put in an offer and they accepted. We then contacted our broker and our lawyer to get the contract worked up. Since the house is For Sale By Owner (FSBO) there is a bit of leg work we have to do. The owners did not have a contract of their own so, we are having one drawn up.

 So now we are waiting for the final contract to be drawn up so we can get the papers signed.

The owners were in a lease to purchase contract not too long ago on the house. The people in the contract screwed them over royally. They were a bit nervous going into this and not wanting that to happen again. I don't know how to ease their fears but, unless something MAJOR comes back from the inspection....we are in this til the end! I just hate the uneasy feeling on both sides. Please tell me this process gets easier!